A clear account of where your money goes

Bud connects your banks, cards, and brokerages through Plaid, then keeps the month in order: one number for everyday spending, cards counted once, net worth updated every day.

Connects to 12,000+ institutions through Plaid

Bud

DashboardTransactionsBudgetCash flowNet worthAccounts

Net worth

$184,320

+$2,140 since the start of the month

Flex pool July
$282 left2,318 of 2,600
Recent View all
Whole FoodsGroceries−$84.20
Amex paymentTransfer−$1,240.00
Blue BottleCoffee−$6.75
PayrollIncome+$4,206.00
Where it’s going $6,603
Fixed$3,980
Groceries$612
Restaurants$438
Travel$305

What Bud keeps current

Upkeep

Connect an account and these four look after themselves.

All your accounts in one place

Checking, savings, credit cards, and brokerages from 12,000+ institutions, side by side. Balances refresh on their own, so the total is the total.

Accounts 6 linked · synced 4m ago
Cash$12,480.19
Chase Checking ••4021$8,240.19
Ally Savings ••7788$4,240.00
Capital One 360 ••5514$2,010.00
Credit cards−$2,180.35
Amex Platinum ••100918% used−$1,240.55
Chase Sapphire ••3312due in 6 days−$939.80
Investments$174,020.00
Fidelity Brokerage ••2210$121,532.00
Schwab Roth IRA ••8830$52,488.00

Net worth tracking

A snapshot every day across every account, plus the things a bank cannot see: the house, the car, the cash in a drawer.

Net worth Last 12 months

$184,320

+$31,480 this year · snapshot taken daily

Assets$196,140
Liabilities−$11,820
Added by hand$18,400
Biggest moversSince Jul 1
Fidelity Brokerage+$3,412
Amex Platinum−$980
House+$1,200

Recurring transactionsIn progress

Bud picks out the charges that repeat, says when each one lands next, and flags the ones that quietly went up.

Recurring 9 found · $3,412 a month
RentMonthly · 1stnext Aug 1$2,400.00
Car insuranceEvery 6 monthsnext Sep 14$642.00
Netflixup $2.50Monthly · 22ndnext Aug 22$17.99
iCloud+Monthly · 4thnext Aug 4$9.99
Climbing gymMonthly · 8thnext Aug 8$78.50
Blue Bottle beansEvery 2 weeksnext Aug 5$22.00
Phone planMonthly · 17thnext Aug 17$65.00
Renters insuranceYearly · Marchnext Mar 3$212.00

Automatic categorization

Everything arrives sorted. Move one charge to the right category and Bud offers to remember the merchant, then fixes the ones it already filed wrong.

Transactions August
Trader Joe’sGroceries−$62.10
Whole Foods MarketGroceries−$84.20

Always file Whole Foods Market under Groceries?

Just this oneRemember itfixes 14 already filed
Whole Foods Market Jul 28Groceries−$112.40
Whole Foods Market Jul 19Groceries−$56.08
Whole Foods Market Jul 11Groceries−$93.15

What you decide

Budget

Name the fixed bills once. Everything else you spend shares a single pool.

One flex number

Everyday spending shares a single pool, so the only question each week is how much of it is left.

Cards counted once

A charge on a card is spending. Paying that card off is a transfer, not a second expense.

Seasonal bills sit apart

Travel, gifts, and the annual renewals keep their own line, so one trip does not read as a bad month.

Budget July

Left to spend

$397

$6,603 spent of $7,000 planned

Flex poolGroceries, dining, shopping — one monthly number.2,600
$282 left2,318 of 2,600
89% of flex spent87% through month
Groceries$612
Restaurants$438
Coffee$186
Fixed$3,980 of $4,400
Rent $2,400 spent2,400
Health insurance $640 spent640
Car payment $465 spent465
Utilities $180 spent220
Internet $89 spent89